Graduate Students

Graduate students may apply for federal Direct Unsubsidized Loans by completing the Free Application for Federal Student Aid (FAFSA).

  • The FAFSA must be filed for each academic year (July 1 to June 30).
  • Salve Regina's school code is 003411.
  • This application may be completed after Oct. 1. The FAFSA now requires prior prior year tax information. For example, for the 2018-2019 academic year, 2016 tax information is required. 
  • You must sign the FAFSA electronically using the FSA ID you create through the Department of Education website. Learn how to create an FSA ID.


To be eligible for financial aid at Salve Regina, graduate students must:

  • Be a citizen or legal resident of the United States.
  • Be enrolled at least half-time (three credits per semester) and be accepted as a candidate in a degree- or certificate-granting program at the University (conditionally accepted students are eligible for a maximum of two semesters).
  • Make satisfactory progress toward the completion of the course of study.
  • Not be in default on federal loans.
  • Not owe a refund on a federal grant.
  • Maintain satisfactory academic progress.

Verification Requirements

The Department of Education may select you for a process called verification. If you are selected, you may have to submit additional information, and you will be notified by the Department of Education and our office as to what documents are needed.

Additional Required Documents

In addition to the annual FAFSA, the following documents are required:

After Your Financial Aid File is Complete

Graduate students must be enrolled at least half time (enrolled in at least three credits) each semester to be eligible for federal financial aid. Doctoral candidates enrolled in the dissertation research and writing course qualify as at least half time.

If you are less than half time for any semester, or not registered for a given semester, you are considered to be on a leave of absence and your grace period for your loans begins after your last date of attendance.

Satisfactory Academic Progress

A cumulative GPA of 3.0 is required for a graduate degree or certificate. Students whose cumulative GPA falls below 3.0 in any given semester are considered to be on academic probation for the following semester. In order to be eligible for federal loans during this period, students must send a letter of appeal to the director of financial aid to request consideration to receive a probationary semester of financial aid. If approved, students will receive one additional semester of loans if they meet the other qualifications.

Loan Amounts

Loan amounts per semester are based on:

  • Your tuition (per credit enrolled) plus fees
  • A $100 book allowance for each course
  • Living expenses (included only if you have at least one course on campus): $1,500 per fall/spring course (with a maximum of $4,500 each semester) and $500 per summer course (with a maximum of $1,500 each session)

Federal borrowing limits are $20,500 per academic year, with a $10,250 maximum for summer II/fall and summer I/spring (depending on individual lifetime totals borrowed).

If you wish to decline or reduce any part of your loan, you must notify your counselor in writing or from your Salve Regina email address, and we will adjust your loan accordingly. If you wish to only receive loans for tuition and fees each semester during your graduate program, you may notify us in writing, and we will process your loans based on this request each semester until we are further notified.

Students may not borrow a graduate PLUS loan until they have met their limit for federal Direct Unsubsidized Loan limits each semester.

Once you have reached your maximum eligibility for the Federal Direct Loan each year, you may go to to complete the Grad PLUS application, MPN and Entrance Counseling forms for the Graduate PLUS Loan if you wish to borrow additional funds.