For more detailed information, call the Office of Human Resources at (401) 341-2332.
Paid Leave Benefits
Full-time staff members enjoy the following paid time off per year: 11 holidays, four-plus President's Days, two personal days, up to 12 sick days and liberal time for vacation.
Health Care: Tufts Health Plan
Employees regularly working a minimum of 30 hours per week are eligible for a comprehensive health care plan. Staff members are eligible on the first day of the month following 30 days of employment. Faculty members are eligible on the first day of their contract. Employees may elect individual, individual plus one or family coverage. The cost is a fixed amount determined annually by the University.
Dental: Delta Dental of Rhode Island
Eligibility is the same as health care and individual or family coverage is available. The cost is a fixed amount determined annually by the University.
On the first day of the month following 30 days of employment, employees working a minimum of 20 hours per week may purchase, on a pre-tax basis, vision insurance coverage through VSP.
Group Life: Lincoln Financial Group
After a three-month waiting period, employees working a minimum of 30 hours per week are provided with insurance coverage equal to their annual salary, to a maximum of $50,000 (65 percent at age 65, 50 percent at age 70). Optional supplemental and dependent life plans are also available.
Long-Term Disability: Lincoln Financial Group
After a one-year waiting period, employees working a minimum of 30 hours per week are provided disability coverage equal to 60 percent of covered monthly salary, up to a maximum of $10,000 per month.
Retirement Plan: TIAA-CREF
Employees working a minimum of 1,000 hours per year are eligible for the 403(b) plan through TIAA-CREF after a one-year waiting period. The University contributes 7 percent of an employee's base compensation to the plan. In addition, eligible employees who contribute at least 1 percent, will receive an additional 1 percent employer matching contribution.
Supplemental Retirement Plan: TIAA-CREF
Available to employees working a minimum of 1,000 hours per year, this plan allows for employees to contribute to a retirement plan on a pre-tax basis. Eligibility is immediate.
After a three-month waiting period, full-time employees are eligible for tuition benefits (two courses per semester, one course per summer session). The part-time employee benefit is prorated. After two years of full-time employment, spouses or dependents may receive 50 percent tuition benefits for undergraduate courses. After three years of employment, the benefit increases to 100 percent. Part-time employees working a minimum of 20 hours per week are granted tuition benefits for dependents, after three years of employment, on a prorated basis.
Tuition Exchange Program
The program allows qualified dependents of staff and faculty members with five years of full-time service to participate in full scholarships for their dependent children at other TEP colleges and universities around the country. A list of participating institutions is available at www.tuitionexchange.org.
Employee Assistance Plan: Coastline EAP
The University provides a confidential assessment and referral service to all regular employees. It is accessed through a toll-free number, (800) 445-1195, and can assist with calls concerning marital/family problems, alcohol/drug dependency, legal/financial problems, emotional distress, relationship issues and more.
Flexible Spending Plan: Benefit Strategies
The dependent care reimbursement plan allows employees to obtain reimbursement for qualified expenses related to the care of a child under 12, the elderly or incapacitated dependents. Employees may tax shelter up to $5,000 per year. The medical care reimbursement plan allows un-reimbursed medical expenses such as copays, eyeglasses and deductibles to be paid with tax-free dollars. Employees can tax shelter from $260 to $2,500 per plan year under this program.
Supplemental Insurance: AFLAC
On the first day of the month following 30 days of employment, employees working a minimum of 20 hours per week may purchase, on a pre-tax basis, supplemental cancer, critical care, hospital and/or personal accident insurance.
Employees may voluntarily purchase long-term care insurance at discount rates. For a personal meeting, call Paul Isenberg, long-term care professional and registered health underwriter, at (401) 826-3424.
529 Plan: CollegeBoundfund
The tax-advantaged 529 college savings program is available to anyone who wants to save for higher education. Payroll direct deposit and several investment options are available. Account earnings are tax-free and distributions for qualified education expenses are currently federal and R.I. state income tax free.
Auto and Home Insurance
Call George Tager at Liberty Mutual at (800) 284-1078 Ext. 50152 for competitive auto and home insurance rates. Payroll deduction is available.
ER Card is an electronic personal health record membership which allows you, your doctor or other caregivers the benefit of anytime, anywhere access to vital medical information. When care is needed in an emergency, ER Card is an invaluable resource with all your medical information. Call (888) 873-2673 or visit www.er-card.com.