Health Insurance

Federal and state laws require that international students maintain adequate health insurance while attending Salve Regina. While many other countries bear the expense of health care for their residents, individuals in the United States are required to purchase health insurance and are responsible for their own medical expenses. A single day of hospitalization can cost thousands of dollars. A good insurance policy gives you access to excellent medical facilities and provides protection against the enormous costs of health care.

Policy

Per University policy, all registered students are automatically enrolled in the Student Accident and Sickness Insurance Plan. Participation in this health insurance plan is required unless you submit a waiver each academic year.

All matriculated international students in F-1 or J-1 status are required to do one of the following:

  • Step 1: Purchase the Salve Regina health insurance plan
  • Step 2: Complete the waiver process by the waiver deadline and purchase one of the policies listed below

Please note that Salve Regina maintains no association with the companies listed. Students are responsible for procuring and maintaining suitable health insurance and for any required correspondence.

Salve Regina requires that students purchase a 12-month insurance policy. Students must show proof of health insurance (either the Salve Regina plan or its equivalent) to be allowed to register for the next term’s classes during their immigration check-in sessions each term.

Why do I need insurance?

Salve Regina requires that you have insurance while you are enrolled. You will be automatically enrolled. The cost of insurance is $2162 per year. Insurance helps pay for your medical bills. Without insurance, your medical expenses may be overwhelming. The U.S. government does help non-citizens with medical bills. You must have purchased insurance prior to being sick. 

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Apply for a Waiver

Students wishing to waive the Salve Regina health insurance plan must complete a waiver form prior to the first day of classes. To waive Salve Regina’s plan, follow these steps:

  • Step 1: Research your insurance options (listed below)
  • Step 2: Purchase a 12-month policy
  • Step 3: Complete the online waiver request form

The waiver request form must be received by the time you arrive in the United States.

Students who do not complete and submit the waiver by the start of classes will be automatically enrolled in the Salve Regina health insurance plan and the fee will remain on their student account.

Other Insurance Plans

If you choose not to purchase the Salve Regina health insurance plan, you must purchase and provide proof of an alternative plan. You are required to carry health insurance as part of your status as an international student. It is important to consider the type of coverage that will be needed and who will be included on the plan. Policy costs vary depending on coverage. For example, some policies exclude coverage of pregnancies, or coverage for care received in your home country. Before choosing a plan, carefully consider your personal and family health needs and weigh them against each insurance option. Some policies are listed for consideration below.